TikTok Banned from App Stores in India Following Court Order

Google and Apple have dropped the Chinese social video app TikTok from their app stores in the country of India, following a ban enacted by an Indian state court.

The app, which lets users share less-than-a-minute-long videos soundtracked to music, has 500 million users. Significantly, 40 percent of those users live in India, making this court order a huge blow for the company.

Indian users who’ve already downloaded the app can still access it, but the TikTok app is currently unavailable for further downloads via app stores in India.

What is TikTok? See our TikTok explainer guide for more

Why Has India Banned TikTok?

The TikTok prohibition comes after a rough few months for TikTok in India. Politicians have decried it for promoting sexual content, and the April 3 ruling that led to the ban stated that the app “encouraged pornography” and could allow sexual predators to “target child users,” according to a Reuters report.

The controversy picked up steam in January, when S Ramadoss of the Pattali Makkal Katchi party in the Tamil Nadu state first asked the state government to ban TikTok. In February, Tamil Nadu’s minister of IT stated his agreement, saying the app was “degrading culture.”

The plea to ban TikTok was filed on April 1, citing pornography on the app, and the state court ruled that it should be banned on April 3. When the supreme court chose not to stay the state court’s decision on April 15, Google and Apple complied, bumping TikTik off their stores.

For now, there’s a chance that this isn’t a permanent ban. ByteDance, the $75 billion Chinese conglomerate that owns TikTok, has challenged the court order, arguing it is a violation of freedom of speech rights and that only a “miniscule” portion of TikTok’s content is inappropriate. The state court will hear their plea on April 24.

Currently, anyone who had already downloaded TikTok to their phones still has access to it, but no one in India can download the app again if they delete or lose it. It’s a huge blow for the popular social platform.

TikTok and the Problem of Kids on Social Media

Fears of social media’s impact on children, particularly due to the circulation of pornography, are not unique to TikTok. Despite efforts to block it or take it down, pornographic content can be found on Instagram, Facebook, Twitter, and YouTube, and public outrage has dogged each of these sites over the issue.

YouTube has faced the most opposition in recent months. Following a February 17 exposé that uncovered a series of unsavoury comments on videos featuring children, YouTube moved to completely ban all comments on any video that prominently featured children.

Granted, public fears of children’s corruption certainly precede the social media age. Comic book censorship was prevalent in America in the 1950s, only to be succeeded by fears of rock and roll, video games, and even Harry Potter.

Still, today’s social platforms bring with them a new issue – massive scale. YouTube sees 300 hours of video uploaded every minute, while TikTok has 300 million monthly active users. At that size, any censorship or editorial decisions must be made by algorithm, and no algorithm can catch everything.

Could TikTok Be Banned Elsewhere?

TikTok is currently available in more than 150 markets around the globe, across 75 languages. Could another market take inspiration from India and follow with a similar ban?

In the EU, regulations of social media companies are gathering steam. For example, the European Commission fined Google $1.7 billion last month for antitrust violations. It was Google’s third similar fine in the past two years, bringing their total fines past $9 billion. And, given the UK’s dim (and dimming) view of online pornography, it’s not hard to imagine TikTok running into regulatory trouble of its own.

In the US, it already has. The Federal Trade Commission fined TikTok $5.7 million in February for failure to protect minors on its platform. The fine was for gathering data from those under the age of 13 without seeking their parents’ permission, and TikTok has already instituted more strict guidelines to avoid the issue in the future. Given TikTok’s compliance with requests so far, the US would seem unlikely to go so far as to ban TikTok.

The TikTok app was the top most downloaded free iOS app during the first half of 2018, with teenagers as its largest demographic.

The post TikTok Banned from App Stores in India Following Court Order appeared first on Tech.co.

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Samsung Galaxy Fold Review Samples Breaking Already

The Samsung Galaxy Fold isn’t even on sale yet, but already reports are circulating of the device breaking after days or even hours of use.

Limited numbers of the Galaxy Fold phone, which is due to hit the shelves on April 26, have been released to the media. But, some of these handsets have reportedly been experiencing complete failures. This isn’t a good look for Samsung, or the burgeoning foldable phone category as a whole.

Concerningly, the faults are related to the folding screen as well as its hinge mechanism. So, what is going on with the Galaxy Fold?

Why is the Samsung Galaxy Fold Breaking?

There seem to be two issues with the Samsung Galaxy Fold, based on the handful of reports we’ve seen.

First, as experience by a number of media outlets, the screen appears to be completely failing after its protective film has been removed. The second issue, as experience by The Verge, seems to be more serious — a piece of debris worming its way under the screen and, again, causing a complete failure.

Samsung Galaxy Fold Protective Film

The review samples released to members of the media included a protective film over the front of the folding screen. Most new phones have similar protective films included in order to prevent scratches appearing on the screen. Most people remove them as soon as they open the box, and there’s nothing wrong with that.

According to Samsung, though, this film was slightly different:

“The main display on the Galaxy Fold features a top protective layer, which is part of the display structure designed to protect the screen from unintended scratches. Removing the protective layer or adding adhesives to the main display may cause damage. We will ensure this information is clearly delivered to our customers.”

This “protective layer” goes beyond preventing scratches, then — it’s a crucial part of the display’s structure. Hence, it’s pretty confusing that Samsung would design it to be so easily peeled off.

PSA: There’s a layer that appears to be a screen protector on the Galaxy Fold’s display. It’s NOT a screen protector. Do NOT remove it.

I got this far peeling it off before the display spazzed and blacked out. Started over with a replacement. pic.twitter.com/ZhEG2Bqulr

— Marques Brownlee (@MKBHD) April 17, 2019

The last sentence in Samsung’s statement is also telling. According to the reviewers, there was no notice that the film shouldn’t be removed. Instead, reviewers simply assumed it was a regular scratch-preventing film.

However, according to Todd Haselton from CNBC, the screen on his Galaxy Fold review unit also broke, despite him leaving the film on.

Samsung is coming to pick up our broken Galaxy Fold review unit. But before they do, I just want to reiterate that we never removed the special film from our review unit. It is fully intact, as these images show. pic.twitter.com/zoeGELWBiN

— Todd Haselton (@robotodd) April 18, 2019

Samsung Galaxy Fold Debris Damage

When The Verge got their hands on a Fold, everything seemed normal. However, after a while, their reviewer noticed a small bump underneath screen.

After a while that bump grew, and eventually caused a complete screen failure. According to The Verge, the phone was treated no differently to any other review sample they have.

Samsung issued the publisher with another Galaxy Fold and took the broken device away for inspection. However, the Korean company was unable to offer any explanation for why the screen broke, or how the debris got in the phone in the first place.

Should You Hold Off Buying a Samsung Galaxy Fold?

We’d say it’s probably not worth risking almost $2,000 on the Fold phone at the moment. The screen protector issue seems to have something of a solution – leave yours on, and it should be fine. That said, if the protector peels off with relative ease, there’s no telling how long it will stay on during normal use.

The debris issue, however, is definitely concerning, and Samsung has yet to clarify how susceptible the phone will be to debris entering the display.

Samsung has had issues with phone reliability in the past. Remember the explosion-prone Galaxy Note 7 from 2016? Though it was hugely embarrassing at the time, Samsung responded in style, and kept to its upward trajectory as a truly innovative smartphone manufacturer. Still, this initial bad press for the Fold is far from ideal for such new tech.

We’ve had some slight reservations about the Galaxy Fold since it was announced, however. Folding displays are bleeding-edge technology at the moment and, as with any first-generation technology, it’s going to have teething problems.

Read more about the latest phones on Tech.co

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The post Samsung Galaxy Fold Review Samples Breaking Already appeared first on Tech.co.

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Weekly Roundup: 7 Superb Stories You Missed This Week

With life’s busy schedule, it’s hard for most of us to dig through all the information thrown our way. Each week we scour the media universe to find the most interesting and helpful articles, so you don’t have to. Take a look at what we’re reading this week.

How to avoid financial infidelity with your partner

Couples fight about money all the time. But if you’re like 71% of these survey respondents, you’ve also lied to your significant other about money or a financial issue. Not only does this create distrust in a relationship, but it also probably doesn’t help the financial problem. Check out this guide to avoiding financial infidelity. (Fox Business)

11 Mother’s Day gifts for ‘mums’ obsessed with the royal family

If your mom is counting down the days until Duchess Meghan gives birth, you need to check out this list. With everything from “royal bingo” to Kate Middleton-approved essential oil, you’ll be sure to make your own queen happy with one of these presents. (PureWow)

Best online grocery delivery services

In this day and age you don’t even have to leave your house to go grocery shopping — so why would you? But before you hit up your go-to delivery service, you may want to compare with other companies. Check out this list that ranks online grocery delivery and can help you save money. (Consumer Reports)

Why do we still use QWERTY keyboards?

The most common layout for English keyboards dates back to the 19th century, but why hasn’t it been updated since then? NPR’s Planet Money investigates the economic lessons we can learn from our reliance on QWERTY. (NPR)

10 signs you’re more stressed than you think

Typically when we get stressed out, we know it. But sometimes little things could be building up in the recesses of your mind without you realizing that they’re taking a major toll on your mental wellness. Learn how to spot the signs of hidden stress and how to tackle it. (Brit + Co.)

What to expect as you’re shopping for a new or used car

If you’re looking to show up to summer with some new wheels, read this guide first. Whether you’re looking for something new or something that’s just new to you, make sure you understand the process and know what to expect. (Yahoo! Finance)

Comma mistakes you might be making

No matter which side of the Oxford comma debate you take, make sure you know how to use this piece of punctuation. Up your grammar game and send expertly styled emails with this explainer on common comma mistakes. (The Everygirl)

Interested in refinancing student loans? Here are the top 6 lenders of 2019! LenderVariable APREligible Degrees  Check out the testimonials and our in-depth reviews! 1 Important Disclosures for SoFi. SoFi Disclosures Student loan Refinance:

Fixed rates from 3.890% APR to 8.074% APR (with AutoPay). Variable rates from 2.500% APR to 7.115% APR (with AutoPay). Interest rates on variable rate loans are capped at either 8.95% or 9.95% depending on term of loan. See APR examples and terms. Lowest variable rate of 2.500% APR assumes current 1 month LIBOR rate of 2.50% plus 0.00% margin minus 0.25% ACH discount. Not all borrowers receive the lowest rate. If approved for a loan, the fixed or variable interest rate offered will depend on your creditworthiness, and the term of the loan and other factors, and will be within the ranges of rates listed above. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. See eligibility details. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. *To check the rates and terms you qualify for, SoFi conducts a soft credit inquiry. Unlike hard credit inquiries, soft credit inquiries (or soft credit pulls) do not impact your credit score. Soft credit inquiries allow SoFi to show you what rates and terms SoFi can offer you up front. After seeing your rates, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit inquiry. Hard credit inquiries (or hard credit pulls) are required for SoFi to be able to issue you a loan. In addition to requiring your explicit permission, these credit pulls may impact your credit score.

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org) 2 Important Disclosures for Earnest. Earnest Disclosures

To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.

Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 7.89% APR (with Auto Pay). Variable rate loan rates range from 2.50% APR (with Auto Pay) to 7.27% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of April 17, 2019, and are subject to change based on market conditions and borrower eligibility.

Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.

The information provided on this page is updated as of 04/17/2019. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at hello@earnest.com, or call 888-601-2801 for more information on our student loan refinance product.

© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.

3 Important Disclosures for Laurel Road. Laurel Road Disclosures

FIXED APR Fixed rate options consist of a range from 3.75% per year to 5.80% per year for a 5-year term, 4.25% per year to 6.25% per year for a 7-year term, 4.55% per year to 6.65% per year for a 10-year term, 4.85% per year to 7.05% per year for a 15-year term, or 5.30% per year to 7.27% per year for a 20-year term, with no origination fees. The fixed interest rate will apply until the loan is paid in full (whether before or after default, and whether before or after the scheduled maturity date of the loan). The monthly payment for a sample $10,000 loan at a range of 3.75% per year to 5.80% per year for a 5-year term would be from $183.04 to $192.40. The monthly payment for a sample $10,000 loan at a range of 4.25% per year to 6.25% per year for a 7-year term would be from $137.84 to $147.29. The monthly payment for a sample $10,000 loan at a range of 4.55% per year to 6.65% per year for a 10-year term would be from $103.88 to $114.31. The monthly payment for a sample $10,000 loan at a range of 4.85% per year to 7.05% per year for a 15-year term would be from $78.30 to $90.16. The monthly payment for a sample $10,000 loan at a range of 5.30% per year to 7.27% per year for a 20-year term would be from $67.66 to $79.16.

However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the fixed rate will decrease by 0.25%, and will increase back up to the regular fixed interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.

VARIABLE APR Variable rate options consist of a range from 2.75% per year to 6.30% per year for a 5-year term, 4.00% per year to 6.35% per year for a 7-year term, 4.25% per year to 6.40% per year for a 10-year term, 4.50% per year to 6.65% per year for a 15-year term, or 4.75% per year to 6.90% per year for a 20-year term, with no origination fees. APR is subject to increase after consummation. The variable interest rate will change on the first day of every month (“Change Date”) if the Current Index changes. The variable interest rates are based on a Current Index, which is the 1-month London Interbank Offered Rate (LIBOR) (currency in US dollars), as published on The Wall Street Journal’s website. The variable interest rates and Annual Percentage Rate (APR) will increase or decrease when the 1-month LIBOR index changes. The variable interest rates are calculated by adding a margin ranging from 0.25% to 3.80% for the 5-year term loan, 1.50% to 3.85% for the 7-year term loan, 1.75% to 3.90% for the 10-year term loan, 2.00% to 4.15% for the 15-year term loan, and 2.25% to 4.40% for the 20-year term loan, respectively, to the 1-month LIBOR index published on the 25th day of each month immediately preceding each “Change Date,” as defined above, rounded to two decimal places, with no origination fees. If the 25th day of the month is not a business day or is a US federal holiday, the reference date will be the most recent date preceding the 25th day of the month that is a business day. The monthly payment for a sample $10,000 loan at a range of 2.75% per year to 6.30% per year for a 5-year term would be from $178.58 to $194.73. The monthly payment for a sample $10,000 loan at a range of 4.00% per year to 6.35% per year for a 7-year term would be from $136.69 to $147.77. The monthly payment for a sample $10,000 loan at a range of 4.25% per year to 6.40% per year for a 10-year term would be from $102.44 to $113.04. The monthly payment for a sample $10,000 loan at a range of 4.50% per year to 6.65% per year for a 15-year term would be from $76.50 to $87.94. The monthly payment for a sample $10,000 loan at a range of 4.75% per year to 6.90% per year for a 20-year term would be from $64.62 to $76.93.

However, if the borrower chooses to make monthly payments automatically by electronic funds transfer (EFT) from a bank account, the variable rate will decrease by 0.25%, and will increase back up to the regular variable interest rate described in the preceding paragraph if the borrower stops making (or we stop accepting) monthly payments automatically by EFT from the designated borrower’s bank account.

All credit products are subject to credit approval.

Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $4 billion in federal and private school loans. Laurel Road also offers a suite of online graduate school loan products and personal loans that help simplify lending through customized technology and personalized service. In April 2019, Laurel Road was acquired by KeyBank, one of the nation’s largest bank-based financial services companies. Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. All loans are provided by KeyBank National Association, a nationally chartered bank. Member FDIC. For more information, visit www.laurelroad.com.

4 Important Disclosures for LendKey. LendKey Disclosures

Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.

5 Important Disclosures for CommonBond. CommonBond Disclosures

Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.

All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 2.49% effective March 10, 2019.

6 Important Disclosures for Citizens Bank. Citizens Bank Disclosures Education Refinance Loan Rate Disclosure: Variable rate, based on the one-month London Interbank Offered Rate (“LIBOR”) published in The Wall Street Journal on the twenty-fifth day, or the next business day, of the preceding calendar month. As of April 1, 2019, the one-month LIBOR rate is 2.50%. Variable interest rates range from 3.00% – 9.74% (3.00% – 9.74% APR) and will fluctuate over the term of the borrower’s loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer. Fixed interest rates range from 3.89% – 9.99% (3.89% – 9.99% APR) based on applicable terms, level of degree earned and presence of a co-signer. Lowest rates shown are for eligible, creditworthy applicants with a graduate level degree, require a 5-year repayment term and include our Loyalty discount and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures. The maximum variable rate on the Education Refinance Loan is the greater of 21.00% or Prime Rate plus 9.00%. Subject to additional terms and conditions, and rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of change. Please note: Due to federal regulations, Citizens Bank is required to provide every potential borrower with disclosure information before they apply for a private student loan. The borrower will be presented with an Application Disclosure and an Approval Disclosure within the application process before they accept the terms and conditions of their loan. Federal Loan vs. Private Loan Benefits: Some federal student loans include unique benefits that the borrower may not receive with a private student loan, some of which we do not offer with the Education Refinance Loan. Borrowers should carefully review their current benefits, especially if they work in public service, are in the military, are currently on or considering income based repayment options or are concerned about a steady source of future income and would want to lower their payments at some time in the future. When the borrower refinances, they waive any current and potential future benefits of their federal loans and replace those with the benefits of the Education Refinance Loan. For more information about federal student loan benefits and federal loan consolidation, visit http://studentaid.ed.gov/. We also have several resources available to help the borrower make a decision at http://www.citizensbank.com/EdRefinance, including Should I Refinance My Student Loans? and our FAQs. Should I Refinance My Student Loans? includes a comparison of federal and private student loan benefits that we encourage the borrower to review. Citizens Bank Education Refinance Loan Eligibility: Eligible applicants may not be currently enrolled. Applicants with an Associate’s degree or with no degree must have made at least 12 qualifying payments after leaving school. Qualifying payments are the most recent on time and consecutive payments of principal and interest on the loans being refinanced. Primary borrowers must be a U.S. citizen, permanent resident or resident alien with a valid U.S. Social Security Number residing in the United States. Resident aliens must apply with a co-signer who is a U.S. citizen or permanent resident. The co-signer (if applicable) must be a U.S. citizen or permanent resident with a valid U.S. Social Security Number residing in the United States. For applicants who have not attained the age of majority in their state of residence, a co-signer will be required. Citizens Bank reserves the right to modify eligibility criteria at anytime. Interest rate ranges subject to change. Education Refinance Loans are subject to credit qualification, completion of a loan application/consumer credit agreement, verification of application information, certification of borrower’s student loan amount(s) and highest degree earned. Loyalty Discount Disclosure: The borrower will be eligible for a 0.25 percentage point interest rate reduction on their loan if the borrower or their co-signer (if applicable) has a qualifying account in existence with us at the time the borrower and their co-signer (if applicable) have submitted a completed application authorizing us to review their credit request for the loan. The following are qualifying accounts: any checking account, savings account, money market account, certificate of deposit, automobile loan, home equity loan, home equity line of credit, mortgage, credit card account, or other student loans owned by Citizens Bank, N.A. Please note, our checking and savings account options are only available in the following states: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT and some products may have an associated cost. This discount will be reflected in the interest rate disclosed in the Loan Approval Disclosure that will be provided to the borrower once the loan is approved. Limit of one Loyalty Discount per loan and discount will not be applied to prior loans. The Loyalty Discount will remain in effect for the life of the loan. Automatic Payment Discount Disclosure: Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their student loans owned by Citizens Bank, N.A. during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designates. Discount is not available when payments are not due, such as during forbearance. If our loan servicer is unable to successfully withdraw the automatic deductions from the designated account three or more times within any 12-month period, the borrower will no longer be eligible for this discount. Co-signer Release: Borrowers may apply for co-signer release after making 36 consecutive on-time payments of principal and interest. For the purpose of the application for co-signer release, on-time payments are defined as payments received within 15 days of the due date. Interest only payments do not qualify. The borrower must meet certain credit and eligibility guidelines when applying for the co-signer release. Borrowers must complete an application for release and provide income verification documents as part of the review. Borrowers who use deferment or forbearance will need to make 36 consecutive on-time payments after reentering repayment to qualify for release. The borrower applying for co-signer release must be a U.S. citizen or permanent resident. If an application for co-signer release is denied, the borrower may not reapply for co-signer release until at least one year from the date the application for co-signer release was received. Terms and conditions apply. Borrowers whose loans were funded prior to reaching the age of majority may not be eligible for co-signer release. Note: co-signer release is not available on the Student Loan for Parents or Education Refinance Loan for Parents. 2.50% – 7.27%1Undergrad & Graduate

Visit Earnest

2.50% – 7.12%3Undergrad & Graduate

Visit SoFi

2.81% – 8.79%4Undergrad & Graduate

Visit Lendkey

2.50% – 6.65%2Undergrad & Graduate

Visit Laurel Road

2.55% – 7.12%5Undergrad & Graduate

Visit CommonBond

3.00% – 9.74%6Undergrad & Graduate

Visit Citizens

Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print to help you understand what you are buying. Be sure to consult with a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time.

The post Weekly Roundup: 7 Superb Stories You Missed This Week appeared first on Student Loan Hero.

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